Have you actually upgraded your current system?
Originally, I had no video card, and 16 GB RAM. I have a very basic
NVIDIA card, and 32 GB RAM, now.
And how have those upgrades actually benefited you?
'Internet portal, music player, that kind of thing.'
So do you NEED a better video subsystem for that?
I found that the Intel CPU video was weak for my 4K monitor, that I
got subsequent to assembling the computer, originally I kept using my
old 1080p monitor.
So your judgment about computer systems seems flawed from the word go,
as you describe the monitor in a way that suggests that you had it when
you bought the system.
Didn't do your research very well, huh?
What? When I built the computer, the old monitor was still in use.
Later, I bought a 4K monitor. The CPU's video handled it but barely,
the NVIDIA card made it work more smoothly.
Do you need 32GB of RAM to do that?
Is Linux really that bad?
I have Firefox, Chrome, Edge and LibreWolf browsers all running,
several chat apps, Web apps for Bluesky, Twitter/X and Threads, and
for Copilot, LibreOffice Writer, GIMP. It's not a matter of Linux
needing RAM, it's a matter of wanting to multitask numerous things for
any OS. I'd have done the same thing if I'd kept Win11.
I currently have 25 Safari windows open with a total of 273 tabs, as
well as Thunderbird, Apple Mail, Microsoft Teams, Calendar, Finder....
...and I'll open up all three Microsoft Office main apps (Word, Excel,
PowerPoint)...
...and with all of that I'm still only at 2/3 on the "Memory Pressure"
graph in Activity Monitor (which, of course, is also open; oh, and
Script Editor to perform the count of open Safari tabs)...
...and that's with just 16GB of RAM.
I don't know how to analyze that in some conclusive way. I just know
that with 32 GB, I rarely even use one byte of swap.